Bridger's Law

Help to Buy Scheme

We are able to assist you when you are buying using the Help to Buy scheme. We will guide you through their forms and requirements and synchronise their payment with your completion.

Residential Services

HELP TO BUY

The Scheme consist of two parts:

• The Help to Buy Loan
• The Help to By ISA

The Loan is only available when you purchase a new build property. The purchase price may not exceed £600,000.

You do not have to be a first time buyer to utilise the Help to Buy Scheme.

You must use the scheme to buy your main residence
You must use the scheme to buy your main residence and you may only own own property when you compete the purchase. It is therefore not available to investment buyers.

You will need the 5% deposit and the government will provide the remaining 20% deposit. The balance of the funds may be your own, a gift or from any Lender in the usual way.

The government will register a charge against the property which will be removed once this is paid back.

The ISA is a high interest savings account
The ISA is a high interest savings account where you are able to not only earn interest but where the government will top up your loan by up to 25% subject to their qualifying criteria.

You may use the Isa for a property with a market value of £250,000 outside of London or up to £450,000 within London.

The timeframes and procedures for applying for the top up bonus is strict.

You should not close your ISA account until you are about to exchange contracts. You must also close the account before you compete the sale and obtain a certificate from your bank.

When you are in a position to repay the mortgage
When you are in a position to repay the mortgage then a surveyor will need to value the property. The timescales are strict and there are specific forms which the Hep to buy Scheme require before repayment may be made. Once they have received their funds they will attend to the removal of their charge.

We are experienced in dealing with Help to Buy matters and work efficiently to ensure that the repayment is done before the amount provided by the Scheme lapses which means that you may have to spend more money in getting another survey and starting the process afresh which wastes your time and money.

Should you require more information please visit the Help to Buy government website.

 

Give us a call to discuss your needs on 01795 505 992

 

He’s on it, keeps you informed and is by your side. All the things you really want in a solicitor!

Highly recommend working with Duane! He’s on it, keeps you informed and is by your side. All the things you really want in a solicitor!

Julia Blom

He’s on it, keeps you informed and is by your side. All the things you really want in a solicitor!

Highly recommend working with Duane! He’s on it, keeps you informed and is by your side. All the things you really want in a solicitor!

Julia Blom

Fast, efficient, and great response time from Bridger’s Law

Fast, efficient, and great response time from Bridger’s Law – highly recommended!

Andries Loots

Fast, efficient, and great response time from Bridger’s Law

Fast, efficient, and great response time from Bridger’s Law – highly recommended!

Andries Loots

Excellent service with quick response

Excellent service with quick response and keep you informed of the whole process. Highly recommended.

Henry Lau

Excellent service with quick response

Excellent service with quick response and keep you informed of the whole process. Highly recommended.

Henry Lau

Excellent and efficient service from start to finish

Excellent and efficient service from start to finish…would highly recommend Duane and his team without hesitation. Thank you all once again.

Jayne Sturch

Excellent and efficient service from start to finish

Excellent and efficient service from start to finish…would highly recommend Duane and his team without hesitation. Thank you all once again.

Jayne Sturch

We were nervous about using a Conveyancer in a different town, but Duane and his team made the process really straightforward.

Outstanding service when buying our first home. We were nervous about using a Conveyancer in a different town, but Duane and his team made the process really straightforward. Amy and Lauren reacting to all our queries very quickly from start to finish. They also process our Lifetime ISAs and our Forces …

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Hyeri Heath

We were nervous about using a Conveyancer in a different town, but Duane and his team made the process really straightforward.

Outstanding service when buying our first home. We were nervous about using a Conveyancer in a different town, but Duane and his team made the process really straightforward. Amy and Lauren reacting to all our queries very quickly from start to finish. They also process our Lifetime ISAs and our Forces Help To Buy application with no fuss. It took 6 weeks from instructing the Solicitor to exchange of contracts. Would recommend in a heartbeat.

Hyeri Heath

Highly recommended for his attention to detail and impartial advice

Very professional services received from Duane Bridger. Highly recommended for his attention to detail and impartial advice. Communication both timely and effective. We will be utilizing Bridger’s Law for future commissions.

A G

Highly recommended for his attention to detail and impartial advice

Very professional services received from Duane Bridger. Highly recommended for his attention to detail and impartial advice. Communication both timely and effective. We will be utilizing Bridger’s Law for future commissions.

A G

Highly recommended very quick service from start to finish xx

Polite friendly service…kept informed along the way highly recommended very quick service from start to finish xx

Sarah Goodall

Highly recommended very quick service from start to finish xx

Polite friendly service…kept informed along the way highly recommended very quick service from start to finish xx

Sarah Goodall

100% professional and seamless process during some very difficult processes,

100% professional and seamless process during some very difficult processes, all made very easy by the team. Highly recommend.

Sam Okeefe

100% professional and seamless process during some very difficult processes,

100% professional and seamless process during some very difficult processes, all made very easy by the team. Highly recommend.

Sam Okeefe

I would definitely recommend Bridger’s Law

I would definitely recommend Bridger’s Law, they were professional, friendly and nothing was too much trouble for them, they sorted out all my queries.

Rosemary Brown

I would definitely recommend Bridger’s Law

I would definitely recommend Bridger’s Law, they were professional, friendly and nothing was too much trouble for them, they sorted out all my queries.

Rosemary Brown

Fantastic firm, really look after their clients interest

Fantastic firm, really look after their clients interests. Thanks for the excellent service I recieved!

Brogan Cordingley

Fantastic firm, really look after their clients interest

Fantastic firm, really look after their clients interests. Thanks for the excellent service I recieved!

Brogan Cordingley

Thank you for your help

Great service. No problems highly recommend them for dealing swiftly with troublesome contractors.
Thank you for your help

Brian George

Thank you for your help

Great service. No problems highly recommend them for dealing swiftly with troublesome contractors.
Thank you for your help

Brian George

Bridger’s Law has been professional, supportive, tenacious and kind

Bridger’s Law has been professional, supportive, tenacious and kind. We felt valued and looked after. I recommend them highly and will be using them in the future.

Rimshot Productions

Bridger’s Law has been professional, supportive, tenacious and kind

Bridger’s Law has been professional, supportive, tenacious and kind. We felt valued and looked after. I recommend them highly and will be using them in the future.

Rimshot Productions

 

Enquiries

 

 Contact Us

T: +44 (0)1795 505 992